What is OSAP?

The Ontario Student Assistance Program (OSAP) is a financial aid program that can make it easier for students and families to go to college or university.

The program offers funding for school through two kinds of money:

• grants: money you don’t have to pay back
• a student loan: money you need to repay

Funding is available for both full and part-time postsecondary students, and is based on a number of factors, including your family income. Some students may get their tuition covered by OSAP.

For the loan portion, there are also programs to help you repay your student loan once you’re done school.

Both the Ontario government and federal government provide this money.